Welcome to Payday 365

Today getting short term loans have become much simple, fast and easy with the advent of various technologies and number of loan lenders. If you are in need of a payday loan then at Payday 365 we have the right solutions for you. We can help you get the cash you need at any time of the year. Once you apply with us we will start searching over number of lenders and help you find the one that suits your needs.

We never bother about what the credit status of the applicant is ahead of offering an approval. For us verifying your current repayment ability is more important that considering your past credit mistakes. So, simply confirm that you have a fixed monthly income source and make it easy to get a hassle free approval within hours of applying.

There are also other preconditions that you will need to fulfill to be considered as eligible to apply.

You will need to confirm that you are a citizen of Australia, have attained 18 years of age and have an active bank account that accepts direct cash deposit. Regardless of whether you have good or bad credit rating, you can rest assured of approval if you can meet these preconditions.

Payday loans are small loans. They fall under unsecured category.

Therefore, there is no need of pledging any collateral against the borrowed money. This makes these loans an ideal solution for anyone who has tenancy status or unwilling to put risk on their valuable asset by placing as security against a loan.

Small amount of cash can be obtained upon approval against a payday loan.

But it is enough to help you fix any short term cash crunches that demands quick fix. Repayment tenure typically is from two to four weeks. Since these are short term loans, they come with high interest rates. So, if for any reason you fail to repay back on time you will be charged with additional fee. This can eventually make the complete loan amount high. Failure to repay back on time can also affect your credit status.

We at Payday 365 have kept the complete application procedure easy and short.

You will need to fill up a small form online with the information asked. Provide complete and correct details to avoid rejection. In no time we will process it and forward to competent lenders. You will start getting response from lenders right away. Apply and get the cash you are urgently in need of at any time!

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia