Bad Credit Loans

Getting a loan despite bad credit means to find a lender who is willing to offer you credit assistance and views you more than your current credit score. We are here at Payday 365 to make it easy for you find such lenders who will offer you bad credit loans regardless of how bad your current credit status may be. Finding a lender who is transparent about rates and fees and offers flexible terms is easy with us.

It is true that your credit score will affect the rate of interest and lender's perception about your ability to make repayment. You may be provided with lower amount to lessen the risk and interest charges may be higher. This is where we can help you to go through the various loan deals carefully and choose the deal that meets your requirement.

When applying for a short term loan deal, you need to make absolutely certain that you are capable of repaying on time. Inability to make timely repayment can further make your credit status worse. Therefore, it is important to confirm if you are comfortable making timely repayment of the borrowed money ahead of applying.

Since these are short term loans, there is no need of pledging any security against the borrowed money. We can also help you find lenders offering fewer formalities and paperwork. This will simplify the complete procedure and help you to get fast responses.

Whether you have bad credit or have not yet started building credit history, you can still qualify. Repaying back on time will give you the opportunity to mend your past credit issues with time. However, there are a few preconditions that you need to confirm ahead of applying. You will need to confirm about your citizenship, age and current employment status. Meet the basic preconditions and you get the approved cash wired directly into your account within hours.

Do evaluate a range of choices when applying for bad credit loans. Make use of our easy comparison facility to make a favorable choice. Also make sure that you understand what sort of loan deal you need. Considering all your options will help you to find the loan deal that works well with your situation.

It will just take a few minutes to apply for bad credit loans through us at Payday 365. You will simply need to fill in a small online form with the necessary details. Provide correct and complete details to avoid refusal. Once you have submitted the form you will start getting response from compatible lenders immediately. Apply right away!

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia