Cookie Policy

The cookie policy form part of our general privacy policy at Payday 365. Cookies are simple text files that get stored on the device used to access the internet whenever a website is visited. Each cookie file is unique and contains anonymous information such as a unique identifier and site name. All such information helps us to remember your browsing history and provide increased functionality, better site performance and more relevant content.

Cookies are harmless text files. No personal information can be identified through these files. Besides, they cannot carry viruses or install anything harmful on your computer. Using this website will be considered as your consent to use cookies. It is easy to disable cookies. However, that may affect your browsing experience.

Basically two types of cookies are used- session cookies and persistent cookies. Session cookies only exist for short duration till you visit the website and get deleted right after you have exited the website. Whereas, persistent cookies will stay on your device until they expired or deleted manually.

The sole purpose behind using cookies is to enhance your loan borrowing experience and make the complete application procedure easy. A cookie plays an essential role in offering good user experience and helps us to deliver better and personalized service. Cookies are also used to gather customer journey information across our sites, to ensure privacy, store login details, to temporarily store input information in the loan calculators and comparison tools, evaluate our advertising and promotional effectiveness and so on.

Google Analytics are used in order to analyze the information provided to us. To improve the content of the website we may also use various other Google technologies. The websites that uses Google analytics tools will automatically send certain information to Google such as the web address of the page you visited and IP address. Google may also set cookies or read cookies that are already stored. You can easily control the information that is shared by the web browser when you visit or interact with Google services.

You can find us at Payday 365 round the clock. Feel free to contact us if you need any further information about the cookie policy or have any queries.

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia