What are payday loans?
Payday loans are unsecured form of monetary assistance that is easy to apply and acquire. They are short term loans designed to help you until your next payday. These loans can be obtained to cover all small and unexpected expenses.

What does Payday 365 specializes in?
Payday 365 specializes in offering short term loans. We are not direct loan lenders. But we can always help you find matchless loan services by trust worthy lenders. Simple state your needs and we will bridge the gap between you and lenders.

How long will it take to apply for a loan?
With us you will not have to spend more than a few minutes to apply for our matchless loan services. We will process your request immediately and get back to you with a quick response.

What can a payday loan be used for?
A payday loan can be used for any temporary cash rift. Whether you need extra cash to pay off bills, celebrate a special occasion, or cover an unexpected cost, you are free to use the cash at your discretion.

How much cash can I receive?
Depending on your requirement and repayment ability you can get an amount anywhere between AU$100 to AU$1,000. The approved amount of cash will also depend on whether you are a first time borrower. Considering your needs, lenders will ultimately decide the loan amount.

How do I qualify for a payday loan?
Meeting the preconditions to qualify for a payday loan is mandatory. Ahead of applying you will need to confirm that you are an Australian citizen, have attained 18 years of age, hold a valid checking account with direct deposit and have a fixed monthly income.

What is the procedure to apply for a payday loan online?
To apply you will simply need to complete and submit an online application form. You will need to provide just a few personal details in the form. After we have received your form, the approval process will immediately get under way and we will keep you notified of your status regularly. We will match your application with reliable lenders and forward your application right away.

What if I need any other information or have any query?
Feel free to contact us if you have any queries or need additional information related to any of our services or product. We will be happy to assist you round the clock.

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia