How it Works

With us at Payday 365 you can find easy and quick monetary solution at any time of the year. To apply for a loan through us you will need to complete a small online form with a few personal details. The form is absolutely free of charges and obligations. Provide complete and correct details in the form and submit it.

We will process your application and forward it to only competent lenders. Ahead of qualifying there are a few preconditions that you will need to fulfill. You will need to confirm that you are an Australian citizen, have attained 18 years of age, and have a fixed monthly income and an active checking account.

Once your application has been accepted, the money will be directly deposited into your checking account. As no restriction is put on the usage of the borrowed money, you are free to spend it as per your requirement as long as you are comfortable repaying it back on time.

Payday loans are short term loans meant to tide you over until your next payday. This can be an expensive way to borrow if you fail to repay back as per schedule. Therefore, never opt for a payday loan unless you are confident you can repay on time and in full.

You can reach us round the clock at Payday 365. Contact us if you have any further queries about how we work.

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia