How much does it cost?

No matter what loan deal you are applying for, it is utterly important to know ahead of applying how much it would cost you. If you are looking for a quick and hassle free monetary solution then a payday loan is the best solution for you. They are perfect solution for any temporary cash crunches that crops up ahead of payday.

You need to understand that not every lender have the same terms and rates. Different loan deal may be subjected to different charge. Approval against a small loan will typically offer you an amount between AU$100 and AU$1,000. The repayment tenure generally ranges from two to four weeks. Thus, using the loan for more than a month can make it quite expensive.

The total amount and finance charge will be due at the end of the loan term. The complete cost of the loan will be totally based on the amount borrowed. So, the total payment would include the amount financed, finance charges and annual percentage rate.

We have easy to use loan calculators and comparison tools at Payday 365 that can be utilized for free of charges. Using these tools will make it easy for you to make the right choice.

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia