Terms and Conditions

Abiding by the terms and conditions set forth by us at Payday 365 is important. So, make sure that you go through them carefully ahead of browsing through the website. Browsing through the website and applying for our services will be considered as your acceptance of the terms. If for any reason you are unable to abide by them then please navigate away from the website right away.

All the information available in the website can be easily accessed without registering with us. So, you can freely browse through the website and collect any information from the website for personal purpose only. You can also visit the website anonymously.

As the services are expanded in the website we may make changes in the terms and conditions as well. Any changes made will be published in the website. So, keep a check on the terms every time you visit the website to stay updated.

We ensure that this website and all other pages will be available round the clock. However, we shall in no way be liable if for any reason the website is unavailable. Due to unexpected system failure, maintenance or repair, we may suspend the website temporarily without any notice.

All details and content available in the pages of the website fall under copyright act. Thus, you are prohibited from transmitting or posting any material to or from this website. Links to third party websites are provided for your convenience only. You are free to use these links but at your own risk. We do not review these third party links and we are also not responsible for the contents available. You will have to browse them at your own risk.

All information provided in the website is true to the best of our knowledge. We have collected them from reliable resources. However, we still cannot assure about the accuracy and completeness of such contents. The contents provided do not constitute any kind of financial advice and thus should not be relied upon ahead of taking monetary decisions. We at Payday 365 will in no way be responsible for the decisions taken based on them.

You Borrow $1000 over 12 weeks, the Establishment fee (up to 20% of principal) is $200 and the total Monthly Fee (up to 4% of principal) is $120

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia